We put our clients in control of their future should something happen to them. After hearing stories of group or association plans not covering the recently disabled during claim time as comprehensively as they initially believed it would, we created DI4MDs to take a proactive approach with serving the physician community. They once believed that they were fully protected; however, after they filed the claim, they realized it was too late to obtain any comprehensive coverage. The plans we recommend are non-cancelable and guaranteed renewable with an own occupation definition of disability. This means that the insurance companies, employers, and associations can never cancel coverage, raise rates, or reduce benefits; should you become sick or injured and not be able to perform the exact duty that your occupation requires, you will be paid the full benefit until the end of your benefit period. It is our mission to educate you on what is available in the marketplace and make recommendations that put you, not the insurance companies, in control.
Andy Borgia is a co-founder of DI4MDs and Andy has more than 30 years of experience with life and disability coverage where he specialized in working with physicians. He is a Chartered Life Underwriter and has advised staff, residents, and fellows at medical groups, clinics and hospitals throughout the United States. Because Andy is not affiliated with any one insurance company, he is able to work in the best interest of his clients. In addition to his responsibilities at DI4MDs, Andy serves as VP of Financial Services at G.S. Levine Insurance Services and was a founding partner of BYCO Insurance Services. He enjoys spending time with family, studying disability insurance, and is a triathlete and avid travel. Andy is a member of National Association of Insurance and Financial Advisors and Society of Financial Service Professionals.
Justin Levine is co-founder of DI4MDs, a disability insurance agency focused on educating physicians about the different ways to protect themselves and their practices. Aside from running the day-to-day operations at DI4MDs, Justin also leads speaking engagements with different groups of staff, residents, and fellow physicians; In addition to his responsibilities at DI4MDs, Justin also serves as a business development partner at G.S. Levine Insurance Services, a full service insurance agency offering all lines of insurance coverage. He enjoys working, yoga, football, golf, and the beach.
Barbara (Barb) Lutz is an Account Executive at DI4MDs and is licensed in life, disability, health, and long-term care. Her attention to detail, follow-through and work ethic ensure that applications are processed accurately and quickly, and that underwriting goes smoothly. Clients enjoy the same high quality service when their policies are in force. Barb enjoys movies, traveling, and gifts of fine wine at holiday time from happy clients.
Cathy Borgia handles financial transactions for ,DI4MDs oversees producer license renewals and list billings for some of our large physician group clients. She has a B.S. Degree in Business Management from Arizona State University. She enjoys spending time with her family, traveling the world, and working out.
We are unbiased independent insurance agents advocating in the best interests of our clients. While most agents are generally selling insurance for one insurance company, we feel it is our duty to our client to do a full review of their needs before going out into the marketplace to find which product fits their personal needs. Given that disability insurance is the hardest type of insurance to obtain, we negotiate with the insurance companies on your behalf to help you receive the best coverage possible in a timely manner. If you would like to receive a quote you can request one on our site, or if you would like to set up an appointment feel free to contact us to set up a conference call or to meet personally.