Andy G. Borgia, CLU


Andy Borgia is the co-founder of DI4MDs, and has more than 30 years of experience with life and disability coverage where he specializes in working with physicians. He is a Chartered Life Underwriter and has advised thousands of residents, fellows, and staff at medical groups, clinics, and hospitals throughout the United States. Because Andy is not affiliated with any one insurance company, he is able to work in the best interest of his clients. He enjoys spending time with family, studying disability insurance, and is a triathlete, cyclist, and avid traveler. Andy is a member of the National Association of Insurance and Financial Advisors, and Society of Financial Service Professionals. His professional business philosophy is to follow the CLU pledge: “In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.”

D.K. Unger


D.K. Unger is a physician disability income specialist. He has extensive knowledge of the various types of disability insurance policies. He doesn’t work for just one insurance company. This means he is able to match the client with the most cost-effective and comprehensive plan. He advocates on behalf of the client to receive the most favorable underwriting decision. Before insurance, he advocated for clients when uncovering hidden fees in retirement plans. D.K. likes to read and stay active in San Diego’s agreeable weather. His professional business philosophy is to treat each client like his only client.

Catherine M. Borgia


Cathy Borgia handles financial transactions for DI4MDs and oversees producer license renewals and list billings for some of our large physician group clients. She has a B.S. Degree in Business Management from Arizona State University. She enjoys spending time with her family, traveling the world, and working out.

Paula Veltidi

Paula Veltidi is the Administrative Assistant at DI4MDS. Paula is originally from Dallas, Texas and has a B.S Degree in Health Science from Stephen F. Austin State University. She has a background in various industries including sales, nutrition, and internet marketing. She believes the key to excelling in any field is a commitment to providing quality customer service to clients. Outside of her professional life, Paula enjoys going to the beach and spending time with her American Staffordshire Yoko.

Kate Sieber

Kate Sieber is the Underwriting Executive for DI4MDS, seeing your application through from submission to approval and ensuring a smooth process. Kate comes to us with nearly 8 years of experience in the United States Air Force working in Nuclear Operations. She holds a Bachelor of Science with a concentration in Human Resource Management from the University of Phoenix and an Associate Degree in General Studies from Valencia College. Outside of work, Kate enjoys spending time with her USMC Husband and four adorable children.

Physician Disability
Insurance Experts

•  15-40% discounted premiums
 •  Guaranteed approval programs
   for residents / fellows
   at select institutions
  •  5 minute disability and term life
   insurance guides
  •  Group and association disability
   plan comparisons
Physician Disability
Insurance Experts

• 15-40% discounted premiums
 • Guaranteed approval programs for residents/fellows at select institutions
 • 5 minute disability and term life insurance guides
 • Group and association disability plan comparisons