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DI4MDS established my disability coverage during my residency. They were the only company able to provide a discounted, guaranteed approval plan for all the Residents & Fellows at my training hospital. The majority of the Residents and the Attendings utilize their services as well. My policy protects me in my medical specialty, and was the most cost-effective and comprehensive plan available. They are knowledgeable, efficient, available and personable. I recommend them to everyone I know.