Physicians Are Our Specialty.

Residents, Fellows, Practicing & Military Physicians- Protect Yourself with Personalized Disability Insurance Now!

Companies we
represent include:



Military Physician
Disability Insurance


Resident & Fellow Physician
Disability Insurance


Practicing Physicians
Disability Insurance


Physician Life


As a military doctor you put your patients first—but who’s got your back? At DI4MDs we keep you covered with disability insurance for military doctors in California and throughout the nation.

Discounts Available! Get a Quote! Learn More

If your income were to cease due to your inability to work, would you and your family be able to survive?

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Disability Insurance for Practicing Physicians

Throughout the United States

The specialists at DI4MDs have dedicated over 50 years to serving the medical community and establishing significant discounts for physicians.

Preserve your earning ability with an individual disability insurance plan, custom designed for you.

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Maximize your Monthly Disability Benefit Using
Group Physician Disability Insurance

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Doctors in an elevator at a hospital covered with disability insurance for physicians

Protect your income with a
Comprehensive Disability Plan

DI4MDs helps civilian and military doctors, residents, fellows and practicing physicians nationally.

About DI4MDs

As a physician disability insurance resource, we educate physicians on what they can do to prevent the financial risks of a disability. After hearing stories of group or association plans not paying benefits during claim time as the physician initially expected, and association plan insurance companies changing the policy provisions whenever they want, DI4MDs was created to take a proactive approach with the physician disability insurance marketplace.

Who We Are

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    As a physician disability insurance resource, we educate physicians on what they can do to prevent the financial risks of a disability.

    Client Reviews

    • Andy took the time to fully explain the disability policies and made the process easy. I would highly recommend.

      - J.V.

      Anesthesiologist, California

    • I have known Andy and his staff for more than 20 years. They have delivered the highest service with professionalism, and a very friendly and helpful attitude. I recommend DI4MDS ...

      - D.B.

      Head & Neck Surgeon, California

    • I appreciated Andy taking the time to explain the various disability policies available and helping me prepare for my career after residency. He is very knowledgeable and a pleasure to ...

      - C.C.

      Emergency Physician, California

    • Andy Borgia helped me secure personal disability insurance while I was a graduating anesthesia resident. I had shopped around through many agents, and I found that Andy was professional, thoughtful, ...

      - C.C.

      Anesthesiologist, California

    • Andy is amazing. He is easy to work with and he is an obvious choice for your insurance needs.

      - S.G.

      Emergency Physician, California

    • Andy and his staff are very knowledgeable about the specifics of disability insurance needed for physicians. They are also extremely helpful, professional, available, and responsible. I highly recommend them.

      - L.G.

      Orthopedic Surgeon, California

    • Andy set up my disability program over 25 years ago. I have not needed to use it, which is a good thing. I have also always had full faith he ...

      - D.F.

      Anesthesiologist, California

    • Andy and his staff worked very hard to help get me the maximum benefits I could obtain. It is nice to know that they are such helpful and effective advocates ...

      - J.S.

      Psychiatrist, California

    • Andy and his staff made this incredibly easy for me. Everything was done in my office for maximum efficiency. I’m very pleased with their service.

      - L.T.

      Pediatrician, California

    • Andy and his team are in a class of their own. I have been so impressed with his personalized service and therefore have referred him to all my colleagues.

      - R.S.

      Urological Surgeon, California

    • While I’m glad I haven’t had to use my disability insurance yet, I like the security of knowing that if something were to happen, my surgeon specific policy would protect ...

      - K.W.

      Oculofacial Plastic Surgery, New York

    • Andy is very knowledgeable about disability insurance and a true professional. I’ve recommended him to many of my colleagues who have also had very positive experiences working with him.

      - M.Z.

      Hospitalist, California

    • Andy and his team at DI4MDS have been superb. He initially came to speak with me when I was a graduating senior resident at UCSD and offered a plan that ...

      - K.T.

      Ophthalmologist, California

    • I am very pleased with the disability policy that Andy helped me establish. I have recommended him to many of my colleagues who have subsequently worked with him as well. ...

      - S.M.

      Emergency Physician, California

    • I found DI4MDS extremely helpful in setting up my first disability policy. Andy and his staff found the plan that fit perfectly for all of my needs, and were quick ...

      - J.S.

      Orthopedic Traumatologist, California

    • Andy and his staff were very knowledgeable, thorough, and easy to work with throughout the entire process of establishing my disability insurance. I highly recommend their service.

      - B.F.

      Anesthesiologist, California

    • Andy and his staff have been extremely helpful. He helped me obtain disability insurance prior to leaving residency, which was great in terms of obtaining a solid policy. Whenever I ...

      - A.M.

      Psychiatry, California

    • Andy helped us understand our disability insurance needs. Enrollment was easier than expected as he was able to come to our home, at a convenient evening time.

      - S.B.

      Oncologist, California

    • Andy was very helpful explaining the details of the policy, and gave a fair comparison to the other (products) on the market. I definitely recommend DI4MDS to my friends.

      - A.N.

      Cardiologist, California

    • Andy and his staff have been supportive and helpful in getting my disability insurance all set up! Having the comfort and ease of mind knowing that I have backup in ...

      - S.L.

      Internal Medicine, Nevada

    • Andy and his team have arranged insurance for myself and a number of physicians in our group. He has done so for the past 12 years and I continue to ...

      - M.A.

      Emergency Physician, California

    • We shopped around a lot for disability insurance. The rates at DI4MDS were by far the best. We have been happy with our policy and support from the staff at ...

      - K.M.

      OBGYN, Colorado

    • Andy and his staff have always been helpful and available to me for whatever question or need I have had. I trust their advice.

      - E.M.

      Family Physician, California

    • As an active-duty military physician, I searched for years for a company that could provide me the amount of supplemental DI coverage I wanted, and I finally found DI4MDS. Andy ...

      - J.S.

      Emergency Medicine, Tennessee

    • I spent a lot of time trying to find another insurance agency that could beat DI4MDS’ cost and level of service and couldn’t. A number of my colleagues spent a ...

      - S.H.

      Anesthesiology, California

    • Andy and his team have been nothing but professional, thorough, and extremely knowledgeable throughout the process of setting up disability coverage. I could not recommend them more highly!

      - D.T.

      Pulmonary/Critical Care Medicine, Colorado

    • DI4MDS established my disability coverage during my residency. They were the only company able to provide a discounted, guaranteed approval plan for all the Residents & Fellows at my training ...

      - K.K.

      Interventional Spine and Pain Management, California

    • Andy was willing to meet with us anywhere to discuss the policies. He guided us through every point of the policy individually and explained all the stipulations and everything else. ...

      - D.W.

      Urogynecological Surgeon, Michigan

    • Andy made the process of getting Disability and Life Insurance extremely easy. He is honest and truly works for his clients. I would highly recommend him.

      - J.H.

      Ophthalmic Surgeon, California

    • I retired at age 50 because of Parkinson’s disease. Several years before that Andy approached me about adding some additional disability insurance to equal my current salary. Although I thought ...

      - U.P.

      Mohs Surgeon, Florida

    Read More Reviews

    Have questions about your physician’s disability insurance coverage?

    Contact the Disability Insurance Specialists at DI4MDs today!

    Request Your Proposal