Blog on Disability Insurance for Doctors, Dentists, & Physicians, and on Military Doctors & Resident Disability Insurance In San Diego, Bakersfield, Anaheim, Riverside, Irvine, La Jolla, CA, the Surrounding Areas, and Nationwide
As a working physician in Anaheim, Bakersfield, Irvine, La Jolla, Riverside, San Diego, and the surrounding areas, it is important that you protect your ability to earn a living in your chosen specialty. When you are looking for the best disability insurance for physicians you…
Great news for the highest earning physicians/surgeons out there – Standard Insurance now offers up to $30,000 per month in benefit. In order to qualify for $30,000 per month of physician and surgeon disability insurance with Standard, a physician/surgeon will have to demonstrate an income…
We recently authored a guest post on disability insurance options for military dentists. Below is a snippet: Disability insurance is critical and necessary for any professional. This is even more important for General Dentists. Statistics indicate that General Dentists are almost 20% more likely to…
As posted on the blog of our friend Dr. Joel Schofer, and dedicated to our military clients, their families, and all military serving our country past and present. We extend our gratitude to all of you. Statement by Secretary of Defense Lloyd J. Austin III…
There are big changes progressively taking place in the individual life insurance market. It was only about 10 years ago when all applicants had to undergo a medical exam when applying for a life insurance policy. This meant setting aside 20-30 minutes for a stranger…
Reservists who require an income to achieve their financial goals have the same need for disability insurance until retirement. All reservists can apply for an own occupation individual disability insurance policy from the “Big 6” physician disability insurance companies… Read the rest of the post…
“Disability insurance is the most difficult type of insurance to secure but something all physicians should establish. Approximately 40% of all disability insurance applications result in either a declination or a policy modification… Read the rest of the post at https://www.whitecoatinvestor.com/guaranteed-standard-issue-disability-insurance/ To learn more and…
Principal is currently the only carrier offering gender neutral / unisex discounted rates for physician disability insurance at many institutions/hospitals. For females, this represents a significant (40%) discount. As of January 1 2021, this discount will change to a gender-specific one. As of now there…
Earlier this summer, MassMutual started allowing the use of the federal employee discount for military physicians and dentists. The discount is 25% off the gender distinct rates. The discount is permanent and also applies to future increases with the future insurability option (FIO) rider or…
Learn about how COVID-19 is affecting the insurance marketplace, and what you should know about disability insurance to protect your livelihood. Our article can be found on page 40 in the e-magazine issue at the following link. https://www.finance-monthly.com/issues/2020/06/ You can also view our article in…
We are unbiased independent insurance agents advocating in the best interests of our clients. While most agents are generally selling insurance for one insurance company, we feel it is our duty to our client to do a full review of their needs before going out into the marketplace to find which product fits their personal needs. Given that disability insurance is the hardest type of insurance to obtain, we negotiate with the insurance companies on your behalf to help you receive the best coverage possible in a timely manner. If you would like to receive a quote you can request one on our site, or if you would like to set up an appointment feel free to contact us to set up a conference call or to meet personally.
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