Disability Insurance for Practicing Physicians in Anaheim, Bakersfield, Irvine, La Jolla, Riverside, San Diego, CA, and Throughout the Nation
When you need disability insurance for Practicing Physicians, we are here to help!
Doctors face unique workplace risks every single day. It is our goal to help mitigate these risks and provide practicing physicians with individual disability insurance protection.
Get in touch with us for a FREE quote on disability insurance for doctors in Southern California and throughout the nation!Download our Disability Insurance Guide
Disability Insurance for Practicing Physicians
Did you know that doctors are at high risk of cardiovascular conditions and mental illnesses? Many physicians also face tremendous physical strain put on the body while practicing. Together, it can be a recipe for disaster. Unfortunately, it is all too common in the medical industry for injuries and sickness to arise. This is why obtaining disability insurance protection is of the utmost importance for practicing physicians.
Disability insurance for practicing physicians provides protection in the event of an illness or injury. By replacing lost income caused by disability, disability insurance gives medical professionals peace of mind knowing that their finances, lifestyle, and ability to provide for their families are taken care of in the event that an incident leaves them unable to effectively practice.
Disability Insurance Riders for Practicing Physicians
These disability insurance riders, or adjustments, can be added to basic physician disability insurance policies for optimal benefits.
- Own Occupation / Specialty Specific – This provision forces the insurance company to cover you for your specific medical specialty duties, not the duties of any occupation. Your benefit will not be reduced by any other earnings or benefits.
- Cost-Of-Living Adjustment– This type of insurance rider varies, but typically will increase benefits for each year you are disabled to keep up with inflation.
- Catastrophic Disability Rider– A catastrophic disability rider helps pay for necessary care expenses incurred on the job. This may include loss of senses, daily living interruptions, or severe cognitive impairment.
The Best Disability Insurance for Doctors
At DI4MDs, we pride ourselves on offering the most comprehensive and affordable disability insurance for practicing physicians and doctors in Anaheim, Bakersfield, Irvine, La Jolla, Riverside, San Diego, CA, and nationwide. With a team of skilled and experienced independent agents in our corner, we work with you to find the ideal disability insurance that matches your lifestyle and budget.
Our team has decades of experience working with the medical community, giving us the know-how, discounts, and resources needed to help you get the most from your disability insurance investment. Get in touch with our team today to learn more about disability insurance for practicing physicians in Southern California and throughout the US.Get a FREE Quote