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Disability Insurance Specialists
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Meet Our Physician Disability Insurance Team


Andy G. Borgia, CLU

Andy Borgia is the co-founder of DI4MDS, and has more than 40 years of experience with life and disability coverage where he specializes in working with physicians. He is a Chartered Life Underwriter and has advised thousands of residents, fellows, and staff at medical groups, clinics, and hospitals throughout the United States. Because Andy is not affiliated with any one insurance company, he is able to work in the best interest of his clients. He enjoys spending time with family, studying disability insurance, and is a triathlete, cyclist, and avid traveler. Andy is a member of the National Association of Insurance and Financial Advisors, and Society of Financial Service Professionals. His professional business philosophy is to follow the CLU pledge: “In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.”


D.K. Unger

D.K. Unger is a physician disability income specialist since 2014. He has extensive knowledge of the various types of disability insurance policies. He doesn’t work for just one insurance company. This means he is able to match the client with the most cost-effective and comprehensive plan. He advocates on behalf of the client to receive the most favorable underwriting decision. Before insurance, he advocated for clients when uncovering hidden fees in retirement plans. D.K. likes to read and stay active in San Diego’s agreeable weather. His professional business philosophy is to treat each client like his only client.


Catherine M. Borgia

Cathy Borgia handles financial transactions for DI4MDS and oversees producer license renewals and list billings for some of our large physician group clients. She has a B.S. Degree in Business Management from Arizona State University. She enjoys spending time with her family, traveling the world, and working out.


 

Emily Potgeter

Emily PotgeterEmily Potgeter is the Administrative Executive at DI4MDS. Emily moved to San Diego from West Michigan, where she received her degree in Business Administration from Grand Valley State University. Emily has a background in finance and education. When Emily is not at work she enjoys going to the beach, spending time with her fiancé and cats, and exploring her new home in sunny San Diego.

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    We are unbiased independent insurance agents advocating in the best interests of our clients. While most agents are generally selling insurance for one insurance company, we feel it is our duty to our clients to do a full review of their needs before going out into the marketplace to find which product fits their personal needs. Given that physician disability insurance is the hardest type of insurance to obtain, we negotiate with the insurance companies on your behalf to help you receive the best coverage possible in a timely manner. If you would like to receive a quote, you can request one on our site, or if you would like to set up an appointment feel free to contact us to set up a conference call or to meet personally.

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