Pre-approved Discounted Disability Insurance Exclusively for Residents and Fellows at UCSD, Rady Children’s Hospital, Scripps Health and Children’s Hospital of Orange County (CHOC)

As a UCSD/RADY/Scripps resident/fellow, you are eligible to apply for an individual disability insurance policy from Standard Insurance Company that you can continue for the rest of your career. Please see details below.

This policy provides the following:

  • $2,500, $5,000 or $7,500 per month initial monthly benefit
  • Discounted gender-neutral premium rates that are guaranteed level to age 67, including future benefit increases
  • Specialty-specific, own occupation protection
  • Guaranteed option to increase your coverage up to $15,000 per month without medical underwriting
  • Coverage that is valid anywhere in the world; benefits may be limited if you choose to live outside the U.S. after disability
  • Includes enhanced residual and recovery benefits
  • Policy cannot be canceled by the insurance company except for non-payment of premiums

Over 1000 UCSD/RADY/Scripps residents and fellows have already taken advantage of this plan to protect their medical careers in the event of disability.


If you have applied for coverage and been declined or postponed in the last 7 years, or have been disabled within the 6 months prior to starting coverage, you will not be eligible for this policy.  Before you decide on protecting your medical career, contact DI4MDs.

Read our Specialized Brochure

To obtain your personalized quote, simply complete the form and we will contact you.  Or feel free to contact us directly by scheduling a quick phone consultation. If you are a resident or fellow at UCSD/Rady’s/CHOC, please schedule here: UCSD/Rady’s Calendar
If you are a resident or fellow at Scripps, please schedule here: Scripps Calendar

Standard Insurance Company UCSD/Radys/Scripps Exclusive Representatives

Andy G. Borgia, CLU
D.K. Unger

10505 Sorrento Valley Rd., #250
San Diego, California 92121
858-523-7511 after 5pm

The policy has exclusions, limitations, and terms under which the policy may be continued or discontinued. For costs and complete details of coverage, please contact Andy G. Borgia, CLU at 858-523-7518.

Standard Insurance Company Disclaimer: The Standard is a marketing name for StanCorp Financial Group, Inc. and its subsidiaries. Insurance products are offered by, and the sole responsibility of, Standard Insurance Company, Portland, Oregon, in all states except New York. Product features and availability vary by state. Standard Insurance Company is licensed to solicit insurance business in all states except New York.