Exclusively for UCSD/RADY’s Residents and Fellows

As a UCSD/RADY Housestaff member, you have been provided with group disability coverage.  During your last year of training, you are eligible to apply, see below, for an individual disability insurance policy from Standard Insurance Company that you can continue for the rest of your career.

This policy provides the following:

  • $2,500 or $5,000 per month initial monthly benefit
  • Discounted premium rates that are guaranteed level to age 67
  • Protection in your medical specialty
  • Option to increase your coverage up to $15,000 per month in the future without medical underwiting
  • Coverage that is valid anywhere in the world; benefits may be limited if you choose to live outside the U.S. after disability
  • Includes partial disability and recovery benefits

Over 600 UCSD/RADY exiting residents and fellows have already taken advantage of this plan to protect their medical careers.


This guaranteed standard issue policy is only available from DI4MDS to Residents and Fellows who have NOT been disabled or submitted a disability claim in the 12 months prior to applying for coverage.  If you have applied for coverage and been declined or postponed in the last 7 years, you will not be eligible for this policy.  Before you decide on protecting your medical career, contact DI4MDS.

To obtain your personalized quote, simply complete the form and submit it through our website, then a licensed representative will assist you.  Or feel free to contact us directly.

Standard Insurance Company Authorized Representatives

Andy G. Borgia, CLU
D.K. Unger

10505 Sorrento Valley Rd., #250
San Diego, California 92121
858-523-7511 after 5pm
858-622-1883 fax

The policy has exclusions, limitations, and terms under which the policy may be continued or discontinued. For costs and complete details of coverage, please contact Andy G. Borgia, CLU at 858-523-7518.

Standard Insurance Company Disclaimer: The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by, and the sole responsibility of, Standard Insurance Company, Portland, Oregon, in all states except New York. Product features and availability vary by state. Standard Insurance Company is licensed to solicit insurance business in all states except New York.


Physician Disability
Insurance Experts

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