Physician Disability Insurance Quote Comparison

Why do I need disability insurance?

The financial impact of a disability – equal to lost income plus expenses – can be as high as nearly $1 million for a 40-year-old single male earning $50,000 per year…nearly 20 times his pre-disability earnings.

$7.9 billion in long-term disability insurance claim payments were made to disabled individuals by CDA member companies in 2008; claims have increased annually an average of 4% since 2004.

Mental disorders are the leading cause of disability in the U.S. and Canada for individuals between the ages of 15-44.

Primary Causes of Long Term Disability Insurance Claims 2007-2008

• Musculoskeletal / Connective Tissue
• Cancer
• Cardiovascular/Circulatory
• Nervous System
• Injuries & Accidents
• Mental Disorders