Pre-Approved Discounted Individual Disability Insurance

DI4MDS has negotiated a valuable opportunity for residents/fellows at UCSD/Radys and Scripps GME programs. It is a pre-approved discounted individual physician disability insurance plan. The policy contains robust provisions and the premium rates are discounted and gender neutral. This means that you will receive a 15 – 40% discount. With nearly 50% of disability insurance applications declined entirely or approved other than as applied for (with exclusions, reduced benefits, etc), having a pre-approved option is invaluable. Avoid invasive medical exams, script checks and medical record examinations!

We have proactively worked with university and department leaders to set up presentations explaining physician disability insurance. Contact us to find out when the next presentation is being held. Or, fill out the form to the right to receive your personalized quote and we will set a time to meet with you on an individual basis.

Even if you are not a resident/fellow at UCSD, Radys, or Scripps, fill out the form on the right and we will let you know whether your institution has a pre-approved individual physician disability insurance plan.

Pre-Approved Physician Disability Insurance Discount Program Available to Residents/Fellows at:




Physician Disability
Insurance Experts

•  15-40% discounted premiums
•  Guaranteed approval programs
for residents / fellows
at select institutions
  •  5 minute disability and term life
insurance guides
  •  Group and association disability
plan comparisons