9
Mar

Group vs. Individual Life insurance

Instant Term Life Insurance Quotes

 

Use this quick reference guide to gain a better understanding of group vs. individual life insurance. Look at your paystub or speak with your employer to find out how much you are paying for your group life insurance and then contact us so that we may design you a more comprehensive and cost effective individual policy.

INDIVIDUALGROUP
Guaranteed premiums –Term life: Yes for defined periodNo
Whole life: Yes
Universal life: No
Face Amount Limited –Yes. Can exceed group limitYes
Health Based Pricing –Yes. Healthy pay lessNo
Cash Value Potential –YesNo
Portability –YesNo