Most disability insurance companies have monthly benefit limits of $20,000. To establish more coverage than that, you would have to establish a second policy from another disability insurance company. Now, through the end of 2020, Principal, one of the leading providers of DI for physicians, will issue a monthly benefit up to $35,000, subject to financial qualification.
Having one policy for all your disability coverage makes the disability claims process smoother, avoids a lengthy underwriting process with multiple insurance companies, and minimizes the policy fee outlay.
Contact us today if you earn over $500,000 per year and are interested in maximizing your disability coverage.