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Andy and his team at DI4MDS have been superb. He initially came to speak with me when I was a graduating senior resident at UCSD and offered a plan that would not only keep premiums low at an early age but also help avoid a lengthy medical exam. He gave me all the options for disability insurance in a personalized fashion and has now allowed me to expand coverage as my income has grown 2 years into private practice. Andy is knowledgeable, personable, and highly professional. I would recommend Andy and his team if you want to protect your career and livelihood from a potentially life-changing and financially devastating disability. Thank you so much for your expertise!