DI4MDs Blog

For more than three decades, we have been dedicated to educating physicians and our community about disability insurance. Throughout the years, we have accumulated a vast collection of blog articles covering every aspect of disability insurance, including riders, carriers, and more. Our valuable insights have been shared on esteemed platforms such as White Coat Investor and McCareer.

If there’s a specific topic you’re interested in, we welcome you to reach out to us at info@di4mds.com. We are always open to taking an in-depth exploration of subjects that matter to you. Our primary objective is to empower medical professionals with knowledge about the various methods available to safeguard their hard-earned income. We are enthusiastic about delving further into these subjects and would be delighted to engage in further discussions with you.

Please see below for some of our past blog posts.

06.03.17

Stories from the field – individual vs physician group disability insurance

We recently met with a Pathologist fellow to review physician disability insurance. During the meeting, his wife revealed that her uncle is a vascular surgeon and became disabled due to…

03.13.17

Physician Disability Insurance – Student Loan Benefit Rider

In the last couple of years, a few of the top physician disability insurance companies have created new physician disability insurance benefit riders that reimburse you for the cost of…

01.07.17

Non-Cancelable Disability Insurance: What is it? Is it worth it?

A disability insurance policy is considered non-cancelable if the insurance company cannot raise rates as long as the premium is paid. A non-cancelable policy typically has a 20% additional premium…

10.18.16

Can I deduct my physician disability insurance premiums? Are my benefits taxable?

We are often asked if physician disability insurance premiums are tax deductible and whether any benefits received are taxable. The answers depend on your practice scenario: 1. If you are…

08.26.16

High Limit DI – Orthopedic Surgeon Case Study

This past month one of our clients reached out to us after becoming partner in a high-volume orthopedic practice. A year ago, his annual income as an associate was $350,000…

07.07.16

Physician Disability Insurance Discounts Still Available to Residents/Fellows Finished with Training

Important note for all residents/fellows who have completed training: It is still possible to secure discounts associated with your training institution 60-90 days after the date you officially complete your…

04.18.16

How much does disability insurance cost for physicians?

Naturally, we are often asked “how much does disability insurance cost for physicians?” Since the cost of disability insurance for physicians varies by multiple factors, to get specific numbers please…

03.30.16

Disability Insurance for Gastroenterologists

Gastroenterologists are some of the most highly-trained physicians; completing 6 years of postgraduate training. Some choose to sub-specialize further into hepatology. Disability insurance for gastroenterologists protects the income that is generated by the skills learned…

03.22.16

Disability Insurance for Cardiologists

Cardiologists are some of the most highly-trained physicians; completing up to 7 years of postgraduate training. Disability insurance for cardiologists protects the income that is generated by the skills learned during training. Below are…

03.12.16

Disability Insurance for Dermatologists

The work activities of dermatologists require high-level cognitive functioning and certain motor skills. Disability insurance for dermatologists protects the income that these work activities generate. Below are 4 key guidelines to follow when…