We live in a high-stress world. Diseases and chronic conditions are prevalent and accident risk is a daily reality. You see this every day in your practice; we see it when we handle client claims. Additionally, people are working harder and longer; this is even…

Important note for all residents/fellows who have completed training: It is still possible to secure discounts associated with your training institution 60-90 days after the date you officially complete your training. We have talked to a number of residents/fellows who were under the impression they…

Naturally, we are often asked “how much does disability insurance cost for physicians?” Since the cost of disability insurance for physicians varies by multiple factors, to get specific numbers please request a quote comparison below. Request Your Discounted Quote Comparison The following are the factors…

Gastroenterologists are some of the most highly-trained physicians; completing 6 years of postgraduate training. Some choose to sub-specialize further into hepatology. Disability insurance for gastroenterologists protects the income that is generated by the skills learned during training. Below are 4 key guidelines to follow when exploring disability insurance for gastroenterologists. Own…

Cardiologists are some of the most highly-trained physicians; completing up to 7 years of postgraduate training. Disability insurance for cardiologists protects the income that is generated by the skills learned during training. Below are 5 key guidelines to follow when exploring disability insurance for cardiologists. Own Occupation Definition of…

The work activities of dermatologists require high-level cognitive functioning and certain motor skills. Disability insurance for dermatologists protects the income that these work activities generate. Below are 4 key guidelines to follow when exploring disability insurance for dermatologists. Own Occupation Definition of Disability – Disabled and can’t practice…

Ophthalmologists possess rare cognitive and motor skills. Disability insurance for ophthalmologists protects the income that these skills generate. Below are 4 key guidelines to follow when exploring disability insurance for ophthalmologists. Own Occupation Definition of Disability – It doesn’t take much to disable an ophthalmologist. It…

Anesthesiologists represent the highest disability risk out of all medical specialties. Due to this, anesthesiologists pay the highest rates for physician disability insurance. Some companies offer more favorable rates for anesthesiologists who sub-specialize in pain medicine. If you are an anesthesiologist resident planning to go into…

Radiologists have unique physician disability insurance needs. They are considered one of the lower risk medical specialties, so radiologists pay less for physician disability insurance. Radiologists are often-times employed in single specialty groups of radiologists. Due to this, they usually have employer paid disability coverage….

Most physicians begin the process of obtaining their individual physician disability insurance during their residency/fellowship. The following brief guide will help you know what to look for in your search for the best plan available. Naturally, we are often approached with the question: “What is the…