A disability insurance policy is considered non-cancelable if the insurance company cannot raise rates as long as the premium is paid. A non-cancelable policy typically has a 20% additional premium…
We are often asked if physician disability insurance premiums are tax deductible and whether any benefits received are taxable. The answers depend on your practice scenario: 1. If you are…
This past month one of our clients reached out to us after becoming partner in a high-volume orthopedic practice. A year ago, his annual income as an associate was $350,000…
Important note for all residents/fellows who have completed training: It is still possible to secure discounts associated with your training institution 60-90 days after the date you officially complete your…
Naturally, we are often asked “how much does disability insurance cost for physicians?” Since the cost of disability insurance for physicians varies by multiple factors, to get specific numbers please…
Gastroenterologists are some of the most highly-trained physicians; completing 6 years of postgraduate training. Some choose to sub-specialize further into hepatology. Disability insurance for gastroenterologists protects the income that is generated by the skills learned…
Cardiologists are some of the most highly-trained physicians; completing up to 7 years of postgraduate training. Disability insurance for cardiologists protects the income that is generated by the skills learned during training. Below are…
The work activities of dermatologists require high-level cognitive functioning and certain motor skills. Disability insurance for dermatologists protects the income that these work activities generate. Below are 4 key guidelines to follow when…
Ophthalmologists possess rare cognitive and motor skills. Disability insurance for ophthalmologists protects the income that these skills generate. Below are 4 key guidelines to follow when exploring disability insurance for ophthalmologists….
Anesthesiologists represent the highest disability risk out of all medical specialties. Due to this, anesthesiologists pay the highest rates for physician disability insurance. Some companies offer more favorable rates for anesthesiologists…
