A common question we receive regarding medical resident disability insurance relates to increasing the disability benefit at some point in the future. Medical resident disability insurance is capped at $5,000/month. This amount is inadequate for residents/fellows who are about to at least triple their salary as…
Disability Diagnostic Series: Definition of Disability By D.K. Unger To begin this new series, I will be looking at the heart of disability insurance contracts, the definition of disability. The definition of disability determines whether your benefit will be received or not. There is…
When looking to obtain disability insurance, it is imperative that a physician seeks an independent agent that represents multiple carriers and specializes in disability insurance. Disability insurance is unlike life insurance in that the policies are more complex and vary with each carrier. Achieving the…
The UCI guaranteed issue discounted disability plan terminates 11/1. This will be the last time you will be able to obtain individual disability coverage on a pre-approved and discounted basis. This is also the last chance for females to get a gender neutral rate. After…
Q: Why should I purchase disability insurance while I’m still in residency or fellowship? A: A good reason to purchase disability coverage while in residency or fellowship is because rates are based on age and current health. Those premiums are locked in for the duration of the…
by ELl J. HJERMSTED Achieving your personal and professional goals depends on your ability to earn an income. A disabling accident or illness, however, can prevent you from practicing medicine for a long period of time. ABOUT ONE in five Americans will become disabled for…
Author: Borgia, Andy G, Disability Insurance for Physicians Publication: Western Journal of Emergency Medicine, 14(3) As an emergency physician you have invested at least 25 years to prepare for your medical career. Your ability to practice your medical specialty is your most valuable…
By Dave Carpenter CHICAGO (AP) — Long-term disability insurance is the forgotten insurance. The importance of auto, health, homeowners and life insurance is well known. But disability coverage, which replaces lost earnings if you can’t work, tends to be ignored —— until you need it….
Advice for Doctors on Disability Insurance By Charles Matt, CFS As a financial adviser, I have found that just because someone has a high standard of living and is highly educated—as is true of most of my physician clients—does not necessarily mean that he or…
Disability Insurance for Emergency Medicine Physicians Protects Your Most Valuable Asset by Andy Borgia Co-Founder, DI4MDs As an Emergency Physician you have invested at least 25 years to prepare for your medical career. Your ability to practice your medical specialty is your most valuable asset…
Copyright © 2022 DI4MDS.COM | Website by American Creative
