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DI4MDs Blog

For more than three decades, we have been dedicated to educating physicians and our community about disability insurance. Throughout the years, we have accumulated a vast collection of blog articles covering every aspect of disability insurance, including riders, carriers, and more. Our valuable insights have been shared on esteemed platforms such as White Coat Investor and McCareer.

If there’s a specific topic you’re interested in, we welcome you to reach out to us at info@di4mds.com. We are always open to taking an in-depth exploration of subjects that matter to you. Our primary objective is to empower medical professionals with knowledge about the various methods available to safeguard their hard-earned income. We are enthusiastic about delving further into these subjects and would be delighted to engage in further discussions with you.

Please see below for some of our past blog posts.

 

 

 

 

 

05.04.21

Our Post on Whitecoat Investor – Disability Insurance For Reservists

Reservists who require an income to achieve their financial goals have the same need for disability insurance until retirement. All reservists can apply for an own occupation individual disability insurance…

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03.25.21

Our Post On Whitecoat Investor – Guaranteed Standard Issue Disability Insurance

“Disability insurance is the most difficult type of insurance to secure but something all physicians should establish. Approximately 40% of all disability insurance applications result in either a declination or…

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11.13.20

Principal Unisex Rates for Physician Disability Insurance Ending 1/1/2021

Principal is currently the only carrier offering gender neutral / unisex discounted rates for physician disability insurance at many institutions/hospitals. For females, this represents a significant (40%) discount. As of…

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09.02.20

25% Discount for Military Physician Disability Insurance Now Available – And Note Regarding Eligibility to Apply

Earlier this summer, MassMutual started allowing the use of the federal employee discount for military physicians and dentists. The discount is 25% off the gender distinct rates. The discount is…

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06.03.20

Check out our insurance article in Finance Monthly!

Learn about how COVID-19 is affecting the insurance marketplace, and what you should know about disability insurance to protect your livelihood. Our article can be found on page 40 in…

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03.19.20

Principal Disability Insurance – $35,000 Monthly Benefit Issue Limit Program Through 2020

Most disability insurance companies have monthly benefit limits of $20,000. To establish more coverage than that, you would have to establish a second policy from another disability insurance company. Now,…

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01.22.19

Ameritas Disability Insurance Issuing Higher Monthly Benefit Limits

Following their update last year for “6M” medical occupations, Ameritas Disability Insurance has increased the monthly benefit limits for “4M and “5M” medical occupation classes. Contact us today to take…

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12.01.18

35 and 40 Year Level Premium Term Life Insurance Now Available

Legal & General (aka Banner Life) just become the first insurance company to release a 35 and 40 year guaranteed level premium term life insurance product. This is a valuable…

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03.13.18

Why not Kaiser disability insurance?

Like all group disability insurance, Kaiser disability insurance is a good deal if you are unable to qualify for a private policy from a top insurer. It functions best as…

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10.26.17

Have you ever been declined for disability coverage? Do you have 80% your medical specialty income protected? We will help!

As a recognized leader in establishing innovative physician disability insurance solutions, DI 4 MDS is constantly negotiating with insurance carriers to accept a larger amount of risk for our physician…

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    We are unbiased independent insurance agents advocating in the best interests of our clients. While most agents are generally selling insurance for one insurance company, we feel it is our duty to our clients to do a full review of their needs before going out into the marketplace to find which product fits their personal needs. Given that physician disability insurance is the hardest type of insurance to obtain, we negotiate with the insurance companies on your behalf to help you receive the best coverage possible in a timely manner. If you would like to receive a quote you can request one on our site, or if you would like to set up an appointment feel free to contact us to set up a conference call or to meet personally.

    Recent Articles

    • McCareer Guest Post – Critical Update: Disability Insurance Protection for Military Physicians and Dentists
    • Disability Insurance: A Key Factor in Doctors’ Career Decisions
    • Exciting New Guaranteed Standard Issue Disability Insurance Plan for CHOC Residents and Fellows
    • AMA Disability Insurance – 5 Things You Should Know*
    • Is a Cost of Living (COLA) Rider Effective?

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    Latest Blogs and Posts

    • McCareer Guest Post – Critical Update: Disability Insurance Protection for Military Physicians and Dentists

    • Disability Insurance: A Key Factor in Doctors' Career Decisions

    • Exciting New Guaranteed Standard Issue Disability Insurance Plan for CHOC Residents and Fellows

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